Wednesday, February 22, 2023

The Best Money-Making Apps 2023 for iOS and Android - Earn Money Online

Apps today can help you earn a side income. We've assembled 13 of the best money-making apps just about anybody can use to earn some cash.
Most of us would welcome a little extra cash in our wallets. Maybe you want to pad your savings account a bit, or perhaps you want to start putting some money aside for a big purchase, like a house. Or maybe you just want to have enough to treat yourself to a massage and a facial once in a while. No matter what your money goals are, making some extra income can definitely be helpful. Luckily, you don’t necessarily have to get another part-time job to make it happen.

These money-making apps make it simple to grow your income. You can get paid for tons of things you may not have thought of, like being a secret shopper, taking surveys, renting out your storage space, selling unused items, and more. Or, if you’re looking to start a side hustle, some of these apps allow you to find gigs that suit your schedule and skills — whether you’re a super organizer, a pet whisperer, or a sharp-eyed editor. Or, if you’re all about making your income work for you, then check out some of the top-reviewed recommended investing apps, also included on this list (don’t worry, they’re beginner-friendly).

You use apps for dating and shopping; why not download apps that can help you grow your income? Read on for our recommendations for the best money-making apps, and check out some of our other recommended personal finance apps.

Here’s the scoop on twelve free money-making apps. considered apps with at least four stars and 25,000 reviews in Google Play and the iOS App Store.

Top 14 Best Money-Making Apps 2023

Best Apps to Earn Money with Surveys

01. ySense 
- Get Paid To Site

Geo: International

ySsense is a popular GPT (Get Paid To) website with more than 1 million registered users making money from this platform.

The platform offers users various ways to make money from ySense including, Offers, Surveys, Appen Tasks, Affiliate programs.

While ySense has got multiple earning options, the most profitable way of the above listed making options to make a good sum of money every month.

02. SurveyJunkie
  - Surveys App

Geo: InternationalDescription

Survey Junkie - Earn Money Online with Surveys

Many consider Survey Junkie to be the most trusted survey for money platform. This makes it a great way to earn some cash in your spare time. You’ll receive money for your honest opinions, which help brands improve products and services.

What’s nice about Survey Junkie is that you can start making money immediately. After you sign up, Survey Junkie will match surveys to your personal profile. Each survey displays the points you’ll earn and an estimate of the time needed. This will help you to maximize your earnings.

You’ll earn $1 for every 100 points, and you can claim your earnings via gift card or PayPal payment.

Join SurveyJunkie

03. StreetBees
 Investment App

Geo: InternationalDescription

Streetbees is a mobile app available for Google Play and The App Store, offering paid surveys to its members. The app is run by StreetBees Limited, which is a market research company based in the UK.

Through its members commonly known as bees, Streetbees seeks to gather consumer data to help brands such as Pepsi, Unilever, and Vodafone among others, learn about consumption habits, marketing opportunities, and competitive threats.

In exchange for your feedback, you will receive cash rewards that you can redeem via PayPal.

The App is available in 87 countries and how much you can earn in a month really depends on you, but I could easily earn over £$30 in a month with little effort.

04. Poll Pay - Surveys in an App

Geo: InternationalDescription

Next on the list, we have Poll Pay. This is a legit survey app that pays you right to your PayPal account. For answering survey questions, you can also get gift cards for places like Amazon, Xbox, and Google Play.

You will need to download an app to complete surveys. 


Sign up in Poll Pay

Best Apps to Earn Money with Tasks

05. InboxDollars - ¡5$ Sign up Bonus! - GPT Site

Geo: InternationalDescription

InboxDollars - Earn Money with Apps

InboxDollar is another GPT platform, where you can earn points for a variety of tasks. This includes accepting free offers, watching videos, downloading apps, and participating in surveys. Tasks typically pay $2 or less, but there are some offers that pay more.

The InboxDollars app will allow you to explore all the available tasks, making the platform easy to use. The app is available for iOS and Android devices.

InboxDollars will tailor all the tasks to your demographics. So, you’ll need to provide some personal details to set up your profile.

Once you reach $30, you can redeem your InboxDollars earnings via PayPal, gift card, or check.

  • Best for making money on your regular purchases
  • Cost: free
  • Get it for iOS or Android

Join InboxDollars

06. Swagbucks - $5 Sign Up Bonus - GPT Site

Geo: InternationalDescription
Swagbucks - Best Money-Making Apps 2021

Swagbucks is a cash-back and rewards app. You earn "SB" points by shopping, taking polls, watching videos, playing games, or fulfilling other tasks through Swagbucks. You can redeem those points for gift cards or get cashback to your PayPal account. The total points awarded can vary by task. For example, surveys are typically worth about 40 to 200 SB points each. The minimum balance required to redeem depends on the payout option you choose, but some gift cards are available for as low as 140 SB.

SBs have a value of 1 SB is 1 cent. The platform has a minimum cashout of $5 or 500 SBs. You can then redeem your earnings with a PayPal payment or a gift card from an extensive list of options.

With consistent work of a couple of hours per day, it is possible that you can earn $100 or more a month. Swagbucks is available for Android or iOS devices and has a $5 sign-up bonus.

  • Best for: earning gift cards with online activity
  • Cost: free
  • Get it for iOS or Android

Join Swagbucks

07. AppKarma
 - ¡Download Apps for cash! 

Geo: InternationalDescription

AppKarma is an App that allows you to earn money using your phone. You can earn rewards by simply downloading apps, playing games, watching videos, or inviting referrals on this app.

You may be thinking there’s more to it than that, but it is that simple.

AppKarma has been running for over 5 years and has over 5 million in-app downloads within that time.

They have become quite well known within the money-making industry and also boast a 4.7/5 review, according to Google Play.
  • Best for making money on your regular purchases
  • Cost: free
  • Get it for iOS or Android
  • BONUS: 
    Get 300 points with the referrer code: flwlarkin

Join AppKarma

Best Apps to Earn Money with Cashback

08. MyPoints
 - Surveys and much more

Geo: InternationalDescription

This site generally offers 75 survey opportunities, the most of any site we tested. MyPoints is a popular rewards website that was established in 1996. 

You can use MyPoints online or on the free mobile app. There is no fee for signing up with MyPoints, and you can start earning points right away.

Members can collect reward points by taking surveys and making online purchases from thousands of retailers, watching videos, and more. Points are redeemable for cash through PayPal, gift cards, or credits to your United MileagePlus account. Gift cards are available for popular retailers like Amazon, Barnes and Noble, iTunes, and more. The value of the points varies based on how you redeem them.

Join MyPoints

09. Rakuten - Cashback App

Geo: InternationalDescription
Rakuten - Cashback App

Rakuten is a cashback app that will send you money for making purchases through the app. They partner with major retailers, including Nordstrom, Walmart, Target, and Sephora — so if you shop at places like these regularly, you could make anywhere from .5% to 15% cashback on purchases.

You can also make money when you shop in-store by linking your card to the app and paying with your linked card when you purchase in person.

  • Best for making money on your regular purchases
  • Cost: free
  • Get it for iOS or Android

Join Rakuten

10. Ibotta
 - Cashbacks and much more

Geo: InternationalDescription
Ibotta - Cashbacks and much more

How it works: Ibotta lets you earn cashback on in-store and online purchases at over 1,500 brands and retail chains. Originally for groceries, it has expanded to include clothing, entertainment, pet supplies, and other categories. Offers can be product or retailer-specific — and some will automatically be applied. For others, you’ll need to complete an additional task such as watching a video or taking a poll.

There are three possible ways to earn cash back in stores: Add offers and submit your receipt in the app after your shopping trip, link your retailer loyalty accounts or purchase a retailer gift card through the Ibotta app. For online purchases, you shop through the app or website.

Payment: PayPal, gift card, or direct to a bank account.

Join ibotta

Best Apps to Invest Money

11. Wealthfront - Robo-advisor Investment App

Geo: InternationalDescription
Wealthfront - Robo-advisor Investment App

Robo-advisor Wealthfront automates passive investing with tried-and-true algorithms. With Wealthfront, you don’t need a huge nest egg or a ton of experience to get started.

Investors can start with as little as $500, and the app focuses on passive investing—a “buy and hold” strategy that minimizes trading and maximizes long-term gains. Wealthfront diversifies your portfolio for you, which is ideal for hands-off investors who like to trade cautiously. They even have a feature to search for excess cash in your checking or Cash Account above your set level and automatically invest that money for you in qualifying account types.

The refreshingly low fees make Wealthfront an excellent spot for simple needs, like growing savings or planning for retirement. But the perks multiply once you hit higher investing levels; Wealthfront’s tax reduction strategies for large accounts are impressive. And Wealthfront has a robust suite of services for everyone, including college savings options and free goal-based financial planning.

Wealthfront is worth it for the planning tools alone, which provide down-to-earth, flexible advice for different situations.
  • Best for: investing money
  • Cost: free
  • Get it for iOS or Android

Join Wealthfront

12. Acorns Investment App

Geo: InternationalDescription
Acorns - Investment App

One way to make money is to do your current income work for you by making smart investments. If you’re looking to dip your toe in the world of investing, Acorns could be a good place to start.

It takes your “spare change” from purchases and automatically invests it for you. So if you spend $5.60 using a linked credit or debit card, Acorns will round up your purchase and drop that remaining $0.40 in your investment account. You can also make more significant investments if you want to.
  • Best for first-time investors
  • Cost: free
  • Get it for iOS or Android

Join Acorns

13. RobinHood
 - Investment App

Geo: InternationalDescription

RobinHood - Investment App

Like Acorns, Robinhood is an app that allows you to invest your money easily. One of their main selling points is that users can invest and trade without paying commissions or fees.

Another unique feature is that it allows you to trade cryptocurrencies, which is something that most other investing apps don’t offer.

  • Best for trading stock and cryptocurrencies
  • Cost: free
  • Get it for iOS or Android

Join Robinhood

Best Apps to Earn Money Selling Stuff

14. Facebook Marketplace - Sell Anything

Geo: InternationalDescription

Facebook Marketplace - Sell Anything

If you don’t want to try out a new app, go with the one you already know: Facebook Marketplace. You can buy and sell almost anything on Facebook, from furniture to electronics to cars to toys and more. It’s up to you whether you keep things local or are willing to ship items to buyers outside of your area.

  • Best for selling any kind of item
  • Cost: free
  • Get it for iOS or Android

Join Facebook Marketplace

How do you Make Money with Apps?

As highlighted, there are different ways you can make money using apps. Some apps provide ways to earn some extra cash on the side, such as those that allow you to conduct secret shopping or surveys. Others connect to your accounts, so you can get cashback if you follow store offerings when you spend money.

Other apps allow you to invest, even with little money. They are great ways to learn about investing and begin your future of growing money.

How to Choose a Money-making App?

It’s great to join the world of investing, even with a little to invest. Google and Amazon stocks, for example, may cost thousands per share, so investing $25 could potentially give you 1% earnings. But do you have credit card debt? How high is your interest? Definitely more than 1%. If you have high debt, then choose a money-making app that brings you extra income.

But while it seems simple to complete surveys and bring in an additional $1,000 per month, consider how many hours you will have to spend on surveys. Can you devote the time needed? Be realistic about how much extra you can make.

FAQs about the best money making apps

  • How can I trust the money-making app is legit?
    The great thing about apps is they are reviewed often. Look for apps with high ratings and lots of reviews. (Four stars with only 10 reviews isn’t as trustworthy as four stars with 1,000 reviews.) Read what users like and don’t like about the app, as well.

  • Do money-making apps really work?
    Actually, yes. Several financial organizations have looked into money-making apps and found they do bring in extra cash. But these apps aren’t get-rich apps. These are merely ways to save a little and make a little dough — that could cover the cost of your monthly smartphone bill.

  • Are they really free?
    The apps showcased here are free to download because the companies earn their money from their clients who pay you. Be wary of money-making apps that ask you to pay them to become a member.

Final Thoughts

Have realistic expectations when using money-making apps. These apps will not be a way to quit your day job; they are meant to give your bank account a slight boost through savings programs, investing, and part-time work.

But money-making apps are safe and can help you save because, as you know, every penny counts.


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